Buyers

Is a home warranty worth it?

Home warranty...worth it? Sometimes "yes" and many times "no". Everything depends. What is a home warranty?   A home warranty is a one-year service agreement that covers the repair or replacement of many major home system components and appliances that typically breakdown over time due to normal wear and tear.   What are the two kinds of home warranty?   In a real estate transaction, there are two types of coverages. There is a sellers warranty and a buyers warranty...

Date Published: May 1, 2017 | Author: Erika

New home builders bargains

New Home Builders Bargains   New home builders are feeling the crunch of competition. It's the season for home buyers to buy a home in Orlando. Prices are going up and so are interest rates.   Time to buy one of the hundreds of new construction homes popping up.   What incentives are new home builders offering?   Everything you can imagine. New home builders want your business. Free upgrade incentives up to $30,000. A free pool worth $25,000. A whopping...

Date Published: | Author: Erika

Do not call the listing agent

Listing agents work for the seller, not the buyer The listing agent does not and cannot work for you, the buyer.   Do not call the listing agent, as they are working against your best interests. You want to pay less and save money. The listing agents job is to sell the property for the highest price and most favorable terms for the seller.   Helping you is not their job. So do not call the listing agent.   Representing the seller is what listing agents are ...

Date Published: | Author: Erika

Evaluating HOA

hDo Home Owners Associations go too far?   HOA's are interesting. 87 % of home owners have a positive or neutral experience with their Home Owners Association (HOA). But do Home Owners Associations have too much power? Some homebuyers think the system is broken.   A recent article demonstrates the power of Home Owners Associations that have gone too far with restrictions. A few HOA are too restrictive over petty issues. Like having curtains instead of blinds. Or worse, ...

Date Published: August 12, 2016 | Author: Erika

Winderemere foreclosures

Windermere foreclosures   Windermere foreclosures and all the misconceptions.   This is something that even some real estate agents don't understand, so it is good that you are reading this.   What are foreclosures?   Windermere foreclosures are properties hat has been taken back by the bank, no differently than when a car is re-possessed for non-payment.  The previous owner got behind on the mortgage and the bank took it back.   The bank now o...

Date Published: August 10, 2016 | Author: Eve

Florida Homeowners Insurance

Homeowners Insurance another task to home buying   There are some many details to consider when buying a home, location, price, condition, financing, timing, relocating.  You can add another task to the home buying process which is homeowners insurance.   When it comes to homeowners insurance most buyers are concerned about cost, but there other factors that affect the cost and your ability to secure insurance.   Homeowners Credit Score   46 U.S. states...

Date Published: August 5, 2016 | Author: Erika

Making Offer on house

Secrets about what the seller wants Before making offer, you have to realize that every seller has a bottom price in mind.  It is never a deep discount from the listing price.  A seller that needs to sell will start dropping their price gradually.  Tips on making offer.   A seller that has the same asking price for a while will not all of a sudden counter your offer with a 40% discount just because you want a “steal”.  There may also be multiple offers on the house, which dim...

Date Published: July 25, 2016 | Author: Eve

Orlando Beaches

Distance to Orlando Beaches   You would be surprised to know how close Orlando is from the beaches.  By living in Orlando, you live near enough for the beaches but still have affordable homeowners insurance rates.   When you own a home close to the beach the insurance rates are much higher.   In Central Florida you are no more than 30-60 minutes from Orlando Beaches on Florida's east coast on the Atlantic Ocean. You will experience incredible sunrises, and oc...

Date Published: | Author: Erika

Tips on Negotiating Orlando Property

Negotiating Orlando Property is a skill Negotiating Orlando property is what we do.  No bragging, we are the experts. This is NOT however what home buyers know how to do or can do. You simply cannot be demanding.   This is Orlando, which is a desirable place to live with a very high demand for real estate.  Negotiating Orlando Property is not like Texas, Alabama or anywhere else in the United States, where the buyer may be king. Or where, unlike Orlando, property sellers are desper...

Date Published: July 21, 2016 | Author: Eve

A Perspective on the New Mortgage Process

Impact of New Mortgage Process   The new mortgage process and title company requirements were implemented on October 3, 2015.  It has been about 9 months since the Consumer Financial Protection Bureau (CFPB) started this.   The goal of the CFPB is to protect the consumer from being treated unfairly when it comes to anything related to financing.  This can include car loans, student loans, credit cards, or mortgage loans for example.   CFPB changed the mort...

Date Published: July 13, 2016 | Author: Erika