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A home buyer’s experience should be seamless and stress-free. However, to have a smooth home buying experience, you must work side by side with a good loan officer. A loan officer, also known as a licensed loan originator or registered loan originator these days, is an individual whose main responsibility is to provide services such […]

Do you need a pre-approval to “get” the house   Remember that a pre-approval when getting a home loan makes you a quality home buyer. Most home buyers think that all they need is a pre-qualification (PQ) letter.  Not so.  PQ letters you can find online and fill them out yourself.  Most lenders freely hand out […]