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In today’s expensive world it is difficult to buy a home, but lenders have done a lot to try and make it easier, especially for first-time homebuyers. There are some things that you need to take a look at before attempting to get a home loan because these top 10 ways can ruin your chances […]

Getting mortgage approval is no walk in the park, even with all of the right attributes a lender wants to see, the process of final approval can be stressful. This year the process of finalizing loan approval has become more difficult. Many lenders have tightened their approval requirements as a response to uncertainty and economic […]

  5 Things You Should Never Do Once Approved for a Home Loan – Once you gain a pre-approval offer from the lender, you must avoid doing certain things. This is because the lender evaluates your assets, debt, credit, and income. Some actions may affect your credit score, which in turn can lead to a […]

Do you need a pre-approval to “get” the house   Remember that a pre-approval when getting a home loan makes you a quality home buyer. Most home buyers think that all they need is a pre-qualification (PQ) letter.  Not so.  PQ letters you can find online and fill them out yourself.  Most lenders freely hand out […]