Blog Archives

Impact of New Mortgage Process   The new mortgage process and title company requirements were implemented on October 3, 2015.  It has been about 9 months since the Consumer Financial Protection Bureau (CFPB) started this.   The goal of the CFPB is to protect the consumer from being treated unfairly when it comes to anything related to financing.  […]

Selecting a Lender   Selecting a lender is the first step before looking at homes.  Before you shop for a home it is important to get pre-qualified for financing. That way you will know exactly what your comfort level and budget is.   What you don’t want to do is pick a price and later learn that the […]

What’s Changing in Real Estate?   HUD forms currently used today in the closing of a real estate transaction, have been used since 1974 and are outdated. The HUD form is, an itemized three page form with a summary of charges for the buyer and the seller.  This HUD form is the guideline for how money will be distributed at […]