Orlando News

Save $2000 off Annual Federal Taxes!   Florida Housing Mortgage Credit Certification (MCC) is a tax credit that can save a home owner up to $2000 off Federal taxes and can be factored into your loan to increase debt to income ratios to improve loan qualification.   The Florida MCC program allows 50% of paid mortgage interest for a tax credit up to $2,000.  Any interest above $2,000 can a be used as a tax deduction.   A tax credit is dollar for dollar credit agains...

Horizon West Communities in Fastest Growing Area   Orlando is ranked #9 as the fastest growing city by Forbes Magazine. Horizon West is the fastest growing area in Orlando and booming with new construction homes.   Time to look at Horizon West Communities as a prime choice for your new home.     Location of Horizon West Communities   Horizon West is located in Southwest Orlando which includes parts of Winter Garden, Orlando and Windermere.  Hor...

Importance of an Orlando Home Survey   An Orlando home survey is like a snapshot of your lot with the home on it.  It is a sketch that will physically match the legal description of the property you purchased.   The Orlando home survey shows the physical boundaries of your home within the lot, any easements, fences, setbacks, and flood zones.   Surveys are applicable to single family homes and town homes, but not condos.  On a condo the home buyer only own...

Florida Transaction Brokers offer...                   NO LOYALTY   No loyalty to the seller and no loyalty to you the buyer.   While 99% of agents act as Florida Transaction Brokers and claim to advocate, the law in Florida says that Florida Transaction Brokers cannot advocate or offer any fiduciary duties.   Fiduciary duties are the highest advocacy duties known to law.   These fiduciary duties are imperative to a real estate transaction a...

Orlando Renovation Loans for renovating or fixing a home   Tired of looking at outdated or fixer upper homes to buy?  No extra  money to fix them up? Here is a solution you may not have considered. Orlando Renovation Loans or "Rehab" loans allow you to finance future home improvements in your loan.   Ideally, to do Orlando renovation loans, you would want purchase a home under market value.  During the transaction process you would get fix up costs from contractors.  Th...

Orlando home prices up another 7%                                         ...in September from a year ago.  Overall prices increased 29% over the past year or so.  Watch Orlando home prices video.     Since 2011 Orlando Home prices have increased 45%   That means that if you were looking at homes 3 years ago and did not buy, right now you will would by paying almost 50% more for the same property.    Orlando Home Buyers need to ...

What is a USDA loan?   Most home buyers are not aware that USDA loans in Orlando FL are available. USDA is a type of government loan specifically for low to moderate income home buyers purchasing in rural areas.   Some of these rural areas are only 20-50 miles from down town Orlando. Learn more about USDA loans in Orlando FL.   Benefits of USDA Loans in Orlando FL.   100% financing= no money down. Not limited to First Time Home Buyer. Closing Costs can be i...

Why do Florida Real Estate Disclosures exist?   All real estate purchases have an element of risk, but there are rules and guidelines in place to help buyers learn more about property, and hopefully eliminate any surprises through various Florida Real Estate Disclosures.     Florida Real Estate Disclosures is the act of making new or secret information on a property known.  While these mechanisms exist, a buyers should still ask questions, conduct thorough home i...

How Orlando Real Estate stacks up against Florida Real Estate...   We serve Central Florida Real Estate and know it well.  We also know Orlando Real Estate.   We also think that it is also important to know what is happening in the state of Florida Real Estate.   Many home buyers who contact us are also searching for real estate outside of Orlando Real Estate and want to know the difference compared to the rest of the state.   The median price of ...

What is an Independent Brokerage?   It is a real estate office with no allegiance to any franchise.   As such they have no desire or obligation to show any particular listings.  Buyers Broker of Florida will search out property by the needs of the home buyer, not by the desire to steer business to any "brand".   Buyers Broker of Florida only loyalty is to the client which in this case is an independent brokerage that always works for the home buyer. Here is ...