Buyers

Listing agents work for the seller, not the buyer The listing agent does not and cannot work for you, the buyer.   Do not call the listing agent, as they are working against your best interests. You want to pay less and save money. The listing agents job is to sell the property for the highest price and most favorable terms for the seller.   Helping you is not their job. So do not call the listing agent.   Representing the seller is what listing agents are ...

hDo Home Owners Associations go too far?   HOA's are interesting. 87 % of home owners have a positive or neutral experience with their Home Owners Association (HOA). But do Home Owners Associations have too much power? Some homebuyers think the system is broken.   A recent article demonstrates the power of Home Owners Associations that have gone too far with restrictions. A few HOA are too restrictive over petty issues. Like having curtains instead of blinds. Or worse, ...

Windermere foreclosures   Windermere foreclosures and all the misconceptions.   This is something that even some real estate agents don't understand, so it is good that you are reading this.   What are foreclosures?   Windermere foreclosures are properties hat has been taken back by the bank, no differently than when a car is re-possessed for non-payment.  The previous owner got behind on the mortgage and the bank took it back.   The bank now o...

Homeowners Insurance another task to home buying   There are some many details to consider when buying a home, location, price, condition, financing, timing, relocating.  You can add another task to the home buying process which is homeowners insurance.   When it comes to homeowners insurance most buyers are concerned about cost, but there other factors that affect the cost and your ability to secure insurance.   Homeowners Credit Score   46 U.S. states...

Secrets about what the seller wants Before making offer, you have to realize that every seller has a bottom price in mind.  It is never a deep discount from the listing price.  A seller that needs to sell will start dropping their price gradually.  Tips on making offer.   A seller that has the same asking price for a while will not all of a sudden counter your offer with a 40% discount just because you want a “steal”.  There may also be multiple offers on the house, which dim...

Distance to Orlando Beaches   You would be surprised to know how close Orlando is from the beaches.  By living in Orlando, you live near enough for the beaches but still have affordable homeowners insurance rates.   When you own a home close to the beach the insurance rates are much higher.   In Central Florida you are no more than 30-60 minutes from Orlando Beaches on Florida's east coast on the Atlantic Ocean. You will experience incredible sunrises, and oc...

Negotiating Orlando Property is a skill Negotiating Orlando property is what we do.  No bragging, we are the experts. This is NOT however what home buyers know how to do or can do. You simply cannot be demanding.   This is Orlando, which is a desirable place to live with a very high demand for real estate.  Negotiating Orlando Property is not like Texas, Alabama or anywhere else in the United States, where the buyer may be king. Or where, unlike Orlando, property sellers are desper...

Impact of New Mortgage Process   The new mortgage process and title company requirements were implemented on October 3, 2015.  It has been about 9 months since the Consumer Financial Protection Bureau (CFPB) started this.   The goal of the CFPB is to protect the consumer from being treated unfairly when it comes to anything related to financing.  This can include car loans, student loans, credit cards, or mortgage loans for example.   CFPB changed the mort...

Real Estate Bidding War not just in Orlando   Orlando is a popular city for buying real estate.  As one who works day in and day out of the Orlando Real Estate market, there are some things that are easy to figure out.   The real estate bidding war is alive and doing well in Orlando.  Today there was an article published that real estate bidding wars are sweeping the nation.   Reasons for the Orlando's Real Estate Bidding War   The number one reason for an Orl...

Orlando (Williamsburg), Florida 32821   Many residents of Orlando have never heard of Williamsburg, Florida. Williamsburg is a pocket of mostly single family homes that sits next to major venues in South Orlando.   Williamsburg consists of over 3,000 homes and 7,500 residents located in Orlando's unincorporated Orange County. Centrally located.   Orlando's Convention Center, Sea World, and Tourist area of International Drive borders this neighborhood.  ...